Author: ayeeshagreen

Time To Ditch That Super Expensive Cell Phone Plan!

What’s up SMMO Money Tribe! Going through this current pandemic should have us all looking for ways to cut down on expenses. Cell phone plans should be one of the first places to start. I could never wrap my head around the normalization of paying exorbitant prices for something we mainly use to text, tweet,

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Finally, the Blog on Investing

Our last Peer Money Mentor meeting was a bus load of valuable information. We had a Chartered Financial Analyst (CFA) come in and talk with us about investing. We’re going to give you a little bit of insight into our two and half hour lecture on investing. We’re going to touch on what investing is,

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Finally, the Blog on Investing

Our last Peer Money Mentor meeting was a bus load of valuable information. We had a Chartered Financial Analyst (CFA) come in and talk with us about investing. We’re going to give you a little bit of insight into our two and half hour lecture on investing. We’re going to touch on what investing is,

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Where’s The Cash At?

Come one, come all, and let’s whip out our excel spreadsheets, calculators, bank statements, pen, and paper. We’re talking about budgeting. What are the two main components to budgeting? Income and Expenses Expenses are, as you guys might have known already, the money you spend. These expenses can be categorized into 3 types of expenses; fixed,

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My Path to Finishing College Debt Free

If I am being truly honest, my path to a degree has not been without any debt.  Early in my college career I was taking classes that I did not need. I changed my major many times before deciding I wanted to be a Bilingual Education teacher.  Unfortunately during the course of my educational journey,

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We’re Not Lazy, We’re in Power Save Mode

Do you think you can live off of less than $1,500 a month? Yikes!  According to the Social Security Administration Fact Sheet, $1,471 is the average monthly benefit for retired workers. To put that in perspective, the average cost of an apartment in Austin is $1,436. So basically, you have no money when you retire

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Considering Your Emotions When You Think of Money

Hey guys, The Peer Money Mentor Program is back with its seventh cohort and with it comes a little something old, something new, and the return of the blog! Five members from previous semesters have returned as Peer Money Mentor Leaders and the program has picked up eight new, very exciting and diverse members.  “How

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Two Approaches to Paying Down Your Debt

Dave Ramsey once said, “Debt is dumb” and it has a choke hold on so many of our friends and family. In the Peer Money Mentor Program, we’re learning strategies on how to minimize and pay down consumer debt. Credit card debt is one of the most common forms of consumer debt. Think about this,

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So You Created a Budget, Now What?

So in our last blog we showed you all some great methods for budgeting and we are hoping that you all have adopted one of them.  However, you may be asking yourself, what now? I mean, you’re writing down your expenses and trying to stay within the dollar amount you may have assigned yourself for

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Budgeting in the 21st Century

  So have any of you ever reached into your pocket, wallet or purse and looked for that $20 you know you have only to find that it is missing?  Then you think: “Wait, who took my money?” or “I lost that $20!” Your answer more than likely is that you did lose that $20

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