Category: SMMO Blog

“Po’ Man Chic”

Most of these blogs have been on somewhat challenging subject matters; who really enjoys being told they need to cut down on going out to eat with friends? So as we draw nearer to spring break and the inevitable pre-spring break testing marathon, let’s lighten up the subject matter and talk about fashion. I know

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3 Retirement Plans You Should Know

Last week, in our Retirement Planning While in College Blog, we put a heavy emphasis on making sure you have a comfortable nest-egg saved by the time you retire, but left you anxiously hanging without much direction on how to get there. So this week, we proudly present to you a few powerful retirement plans to

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Retirement Planning While in College

As 20 somethings, we’re worried about studying for exams, earning money to pay for living expenses, and on top of all that, tuition. Why should college students even bat an eye towards retirement when that’s literally 40+ years away? We say, “Oh I’ll start when I get a solid career” or “I’m broke, I can’t

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Make Your Tax Refund Work For You!

By Justin Chu, Program Associate, Taxpayer Opportunity Network Tax time can be a unique opportunity for saving for your future! You can maximize tax time in three easy ways and have your tax refund work for you. Put your refund into a saving account For people claiming some of the unique tax credits that benefit

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Budgeting Essentials For College Students

As Americans, we have normalized the idea of living paycheck to paycheck. The origin of this problem may be arguable, but the current state is what we have to work with. The truth is that we have been consumed by consumerism. We’re marketed to 24/7 to spend money. We’re led to believe that we won’t

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3 Ways to Give Your Savings Account A Little Boost

By Tammy Bruzon, America Saves Digital Engagement Strategist What does “saving the extra” mean to you? Whether it is putting change in a piggy bank or moving everything not in the budget into savings, those three little words can mean big money down the road. This America Saves Week, try one (or all) of these

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Saving Money While In College

Whether it’s in our homes or amongst our friends, having conversations about money can be down right difficult or nonexistent. Because of the awkwardness and silence surrounding money, most of us are living in a fragile set of financial circumstances. Here’s a statistic that will shock you, 78% of Americans live paycheck to paycheck. That’s

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Buying or Renting? Advice on College Textbooks

Back in the day, it was buy or die for textbooks–and there was only one place to get them, too: bookstores (sometimes some books you could only get at the college bookstore!). Now, there are so many options and it might be hard to figure out what books to buy, which ones to rent, and

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Saving at Tax Time Through SaveYourRefund

by Lindsay Ferguson, America Saves Director of Strategic Engagement More than half of all Americans have no savings to help them cope with even small emergencies. Yet more than 100 million taxpayers get refunds from the IRS each year. For many individuals and families, that tax refund is the largest check that they will receive

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What to Do When You Are a Victim of Identity Theft

Finding out you have been a victim of identity theft is definitely one of the things I wish to never be able to experience. Identity theft can not only drain your finances but destroy your credit, halting any progress you have made. Moreover, this can have an effect on your employment and educational opportunities–not to

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