Category: SMMO Blog

We are recruiting for the Fall 2018 Peer Money Mentor Program!

Hey y’all! Do you want to learn about personal finance? Do you want to engage your peers in conversations about money? The Student Money Management Office is seeking applicants for the Fall 2018 Peer Money Mentor Program. Submit your application here. We will select up to seven students to develop skills on how to communicate with their peers about

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5 Things to Remember When Budgeting

What do you think when you heard the word “budget”? For a lot of us, it looks like a really sad movie of “being responsible” and “having it together” while not having any fun at all. One of the reasons as to why some folks don’t like the idea of budgeting is because it always

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Employers Can Check Your Credit: Here’s What to Expect.

Did you know that potential employers may check the credit of potential hires? Now, this doesn’t mean they get a full credit report or even your credit score. That is for your eyes only. Instead, they can have access to a modified version of your credit report. This version only outlines the credit you have,

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What to Discuss with your Roommates Before Signing a Lease.

You know that saying “never room with your best friend from high school”? You might be wondering why people say that, and the reality is simple: having a roommate is much more than just being friends. There are a lot of logistical aspects to having roommates–from utilities, to cleaning schedules, to common area rules–and a

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4 Ways To Up Your Money Game During Spring Break

Spring break is just around the corner! Now, I’m going to be real with you. When I was in college, my Spring breaks were spent with my family. It never occurred to me that I could stay–my family lives 5 hours away–but if I were to do it all over again, I would definitely take

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3 Books on Personal Finance to Read Over Spring Break

Vacations are great. It’s very good to disconnect and just relax! And the same time, though, sometimes our mind starts to wander and we tend to lose our focus by the time we come back. I feel this is specially true for spring break! I come back a little confused, a little groggy. This is

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Pantry Staples for Quick (and Affordable!) Meals

We all know the feeling when you’re stuck in Austin traffic and don’t have anything prepared at home for dinner. Usually the first route is to look for the nearest drive thru and satisfy the need for a quick and cheap dinner. But when you are trying to minimize your eating out spending, it’s necessary

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Student Discounts: Take Advantage!

Even though I used a variety of student discounts throughout college, many folks are still new to the concept that being a student can save you some money. Often, students are using a service that might very well be free or discounted just for having a .edu email account. Below I list some popular student

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Managing Finances With a Partner

When it comes to managing finances with your spouse/significant other, things can get murky if you go about it the wrong way. Money problems can lead to estrangement, and even divorce. Here are a few tips that might help you manage your finances as a household better. Please note, you don’t have to follow every

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Subscription Addiction: On Things You Thought You Needed, But Don’t

Ok, I get it. I, too, have fallen for the “this is totally worth it!” and the famous “it pays for itself!” gimmicks of most subscription services. Think of streaming services, meal delivery, cable, etc. It is easy to get caught up in one of these, and because it is relatively cheap, it doesn’t cross our mind

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