Like it or not, credit history and scores are big factors in our everyday lives. We have heard this phrase over and over throughout the course of our Peer Money Mentor Program, “Your credit can impact your quality of life.” It’s important to understand how to establish, maintain, and protect your credit. Some college students
Tag: Amber Rodriguez
When I think of packed lunches, the idea of those Lunchables pop into my head. You know, the ones you give to elementary school kids for field trips with the 6 little-bitty slices of cheese, lunch meat, crackers, and a couple of Oreo cookies for dessert. Those were the good ol’ days when I didn’t
Last week, in our Retirement Planning While in College Blog, we put a heavy emphasis on making sure you have a comfortable nest-egg saved by the time you retire, but left you anxiously hanging without much direction on how to get there. So this week, we proudly present to you a few powerful retirement plans to
As 20 somethings, we’re worried about studying for exams, earning money to pay for living expenses, and on top of all that, tuition. Why should college students even bat an eye towards retirement when that’s literally 40+ years away? We say, “Oh I’ll start when I get a solid career” or “I’m broke, I can’t
As Americans, we have normalized the idea of living paycheck to paycheck. The origin of this problem may be arguable, but the current state is what we have to work with. The truth is that we have been consumed by consumerism. We’re marketed to 24/7 to spend money. We’re led to believe that we won’t
Whether it’s in our homes or amongst our friends, having conversations about money can be down right difficult or nonexistent. Because of the awkwardness and silence surrounding money, most of us are living in a fragile set of financial circumstances. Here’s a statistic that will shock you, 78% of Americans live paycheck to paycheck. That’s
Welcome to our blog! Many of us are blinded by this ever elusive, aspirational “life of a baller” while piling up debt. We live in a society that values affluence, yet fails to provide a formalized education on how to achieve it! Remember what happened to MC Hammer? Instead of stashing some of his millions