Author: karenserna

Shannon’s 3 Ps to Maintaining Financial Wellness – the video edition!

Earlier this semester, Shannon wrote a stellar blog post on her three Ps to maintaining financial wellness. The blog post was such a hit, that she kept going and turned it into a video! Here are links to resources Shannon mentions in the video: Budget template (Monthly) Budget template (Semester) Workshops Financial Coaching SMMO Blog

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Make Your Tax Refund Work For You!

By Justin Chu, Program Associate, Taxpayer Opportunity Network Tax time can be a unique opportunity for saving for your future! You can maximize tax time in three easy ways and have your tax refund work for you. Put your refund into a saving account For people claiming some of the unique tax credits that benefit

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3 Ways to Give Your Savings Account A Little Boost

By Tammy Bruzon, America Saves Digital Engagement Strategist What does “saving the extra” mean to you? Whether it is putting change in a piggy bank or moving everything not in the budget into savings, those three little words can mean big money down the road. This America Saves Week, try one (or all) of these

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Saving at Tax Time Through SaveYourRefund

by Lindsay Ferguson, America Saves Director of Strategic Engagement More than half of all Americans have no savings to help them cope with even small emergencies. Yet more than 100 million taxpayers get refunds from the IRS each year. For many individuals and families, that tax refund is the largest check that they will receive

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Our Favs

We’re happy to share our list of go-to resources from budgeting apps to educational websites to help get you learn more and take control of managing your money. Our Favorite Budgeting Apps You’ve heard us say it before, and we’ll say it again. A budget in your head doesn’t count. Use one of these handy apps

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Repaying Student Loans

Student loans are a huge responsibility!  Manage them well and they can help you. Mess up and they can do major damage.  How?  When you begin paying back your student loans and you consistently make on-time payments every single month, your credit score will increase. Having great credit will help you when you rent an

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Let’s get your 2017/2018 FAFSA done!

I love checking things off my to-do list, don’t you?  Let’s get one more to-do list item checked off on your list and prepare your 2017/2018 FAFSA!  You can prepare it yourself (https://fafsa.gov/) or if you’d like some coaching throughout the process you have a couple of options: Option 1: Attend a FAFSA Frenzy event on campus.

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Five Ways to Use Your Tax Refund

Last year the average tax refund was over $3,000. Cash in your pocket + no plan = money disappearing…FAST. Make a plan for your refund before it’s in your hands. Here are our five recommendations for smart ways to use your tax refund this year. 1. Catch up on past-due bills Have you fallen behind

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Holiday Spending Plan: Don’t forget the wrapping paper!

Last week I set foot in one of my favorite places to shop and guess what I saw?  Christmas decorations!  It served as a good reminder that before I spend a penny on holiday expenses, I need to get my holiday spending plan in order. Last year shoppers spent over $800 on holiday shopping, and

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How I Got Out of Debt

With student loans, a car loan, and balances on my credit cards, I found myself in debt – overwhelming debt.  I was paying my debts on time, and when I had extra cash I’d throw some money at the debt of the day — whatever was nagging me most at that moment. But I was

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