Tag: William Chau

Building Financial Wellness

“The ability to meet all financial needs, today and over time; feel secure in the financial future; absorb a financial shock; and have the financial freedom to make choices to enjoy life.” It sounds beautiful doesn’t it? This is how the Consumer Financial Protection Bureau defines Financial Wellness. For some this may sound like a

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William’s Reflection: The Peer Money Mentor Program

Before the pandemic, there were a dozen of us all seated in a circular arrangement within one of the compact meeting rooms at Highland. The topic of the day was about cutting extraneous spending from our budgets. There was much talk on various alternatives for clothing, healthcare, and cellular services in a very relaxed fashion.

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Winter Storm Recovery

Snow in Texas. When Snow Storm Uri hit Texas mid February, that week was like a moment in the Twilight Zone. It was all fun and games at first. After all, we haven’t seen snow like this since 1937. What, at first, felt like a winter wonderland soon became endless days without heat and water

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How To Use Your Tax Refund

$3,000, $30,000, $1,000,000 and even $11,000,000 have been made (the last one is alleged) by individuals investing in GameStop. It’s all pretty glamorous. But while these investors will be facing the wrath of the capital gains tax from their unexpected windfall, up to 73% of Americans are expecting a more favorable response from the IRS.

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William’s Take on “Pressure Creates Diamonds” a Money Management Talk

Hey guys, I recently attended a webinar featuring Patriots linebacker Brandon Copeland and CFPB Director Kathy Kraninger and their talk about finances during the Coronavirus pandemic. Brandon Copeland is definitely a very charismatic guy and Kathy Kraninger is very knowledgeable so if you all have the time, I think the stream is worth a watch.

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Will’s Review of the Wall Street Journal Workshop, “Managing Your Money in a Crisis”

Hey guys, I had the privilege of being able to attend a workshop hosted by the Wall Street Journal featuring The Finance Bar’s Marsha Barnes. The topic of discussion was managing money in a crisis (*cough COVID-19) and I’d like to share what I took away from it. 1. Staying Afloat During this unpredictable period

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Credit: For College Students, It’s a Hot Topic

Did you know that your credit score and your credit report are two different things? According to Investopedia, your credit score is a statistical number that evaluates a consumer’s creditworthiness and is based on credit history. A credit report is a detailed breakdown of an individual’s credit history prepared by a credit bureau.  You may

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Finally, the Blog on Investing

Our last Peer Money Mentor meeting was a bus load of valuable information. We had a Chartered Financial Analyst (CFA) come in and talk with us about investing. We’re going to give you a little bit of insight into our two and half hour lecture on investing. We’re going to touch on what investing is,

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Finally, the Blog on Investing

Our last Peer Money Mentor meeting was a bus load of valuable information. We had a Chartered Financial Analyst (CFA) come in and talk with us about investing. We’re going to give you a little bit of insight into our two and half hour lecture on investing. We’re going to touch on what investing is,

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Where’s The Cash At?

Come one, come all, and let’s whip out our excel spreadsheets, calculators, bank statements, pen, and paper. We’re talking about budgeting. What are the two main components to budgeting? Income and Expenses Expenses are, as you guys might have known already, the money you spend. These expenses can be categorized into 3 types of expenses; fixed,

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