Making the Most of Financial Aid Refunds

Presented by EMCU

Sept. 20, 2023 at 12:00 PM CST (1:00 PM EST)

Let’s face it, going to college is expensive and most Americans rely on some sort of financial aid to finance their education. If you rely on your refund to cover living expenses, we will share tips on how to manage and maximize those funds to last and to help you reduce your reliance on student loans.

Register Here

Psychology of Spending

Presented by A+FCU, BALANCE

Sept. 12, 2023 at 12:30 PM CST (1:30 PM EST) or 

Sept. 21, 2023 at 7:30 PM CST (8:30 PM EST)

We all have a “money personality” and it has a major impact on our attitudes, relationship with money, and spending habits. By understanding this, individuals can monitor and adjust their behaviors to make smart money decisions. This session will teach strategies and tactics to decode personality types to gain control over finances.

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Financial Goal Setting

Presented by EMCU

Oct. 18, 2023 at 12:00 PM CST (1:00 PM EST)

Thinking about financial goal setting may leave you a bit lost and feeling overwhelmed. Whether it’s establishing an emergency savings, buying your first home, or even planning for retirement, financial goal setting is an important step towards future financial success.

In this webinar, we will talk about where to start, share examples of short-term vs. long-terms goals, and review helpful tools.

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Federal Vs. Private Student Loans

Presented by A+FCU, BALANCE

Oct. 10, 2023 at 12:30 PM CST (1:30 PM EST) or 

Oct. 19, 2023 at 7:30 PM CST (8:30 PM EST)

This workshop explains key differences between federal and private student loans, and compares eligibility, interest rates, repayment plans and more. Learn how to choose the option that best suits your needs.

Register Here

Emotional Spending

Presented by EMCU

Nov. 1, 2023 at 12:00 PM CST (1:00 PM EST) 

Spending money during a period of heightened emotions, like stress or sadness can lead us to make money decisions that may not be in our best interest. Often, we end up purchasing unneeded items we regret with debt that could be avoided.

In this session, we will look at emotional spending, what may trigger it, and how to overcome it.

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Breezing Through the Holidays

Presented by A+FCU, BALANCE

Nov. 7, 2023 at 12:30 PM CST (1:30 PM EST) or 

Nov. 16, 2023 at 7:30 PM CST (8:30 PM EST)

It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt traps in the future.

Register Here

Identity Theft Solutions

Presented by A+FCU, BALANCE

Dec. 5, 2023 at 12:30 PM CST (1:30 PM EST) or 

Dec. 14, 2023 at 7:30 PM CST (8:30 PM EST)

Identity theft is becoming more common and sophisticated than ever. Session participants will learn the methods that identity thieves use to access confidential information, tools for preventing ID theft, and steps to take should identity theft occur.

Register Here

Are you curious about what it takes to buy a home?  Attending a homebuyer education class can provide you with the knowledge and skills to make informed decisions about homebuying. Here are our local trusted partners who offer homebuyer education classes: 
The Frameworks Community Development Corporation

Frameworks CDC educates families not only about buying a home but keeping it through a comprehensive pre-purchase homebuyer education program.

Topics covered include:

  • Homeownership Readiness & Affordability
  • Money and Credit Management
  • Types of Properties and Financing Available
  • Closing Processes and Home Maintenance

Learn more about Frameworks CDC

Business & Community Lenders
BCL of Texas supports Texans to acquire wealth-building assets, such as homeownership and entrepreneurship, with the financial tools and education necessary to build personal net worth. With an emphasis on diversity, equity, and inclusion, we serve communities of color, women, veterans, rural communities, and low and moderate income individuals, families, and small business owners. They have online workshops as well as classes. 
Learn more about BCL classes
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