While it can be a helpful tool for building financial independence, a credit card also comes with responsibilities and risks. Before you apply, it’s important to understand how credit works, how to choose the right … Continue reading
May 2025 | Are You a Spender or Saver? How to Become a More Conscious Consumer
We all have a unique relationship with money—some of us find it hard to part with even a few dollars, while others don’t think twice about clicking “buy now” on something fun or flashy. Whether … Continue reading
April | Self-Defense Against Scammers
Scammers are getting smarter, using tricks and impersonations to steal money and personal information from unsuspecting victims. They often pose as trusted organizations—like your credit union—to deceive you into handing over sensitive details. But you … Continue reading
March | Seven Ways to Maximize Your Tax Refund
A tax refund can feel like a well-earned bonus, offering a tempting opportunity to splurge on a treat or long-awaited purchase. But before you start spending, consider how to use that extra cash to strengthen … Continue reading
February | How to Start Budgeting: Essential Steps for Financial Success
Managing your finances can feel overwhelming, especially if you’re not sure where to start. The good news? Creating a budget doesn’t have to be complicated. It’s one of the most effective ways to take control … Continue reading
January | Financial Goals In The New Year With UFCU
January often sparks a renewed focus on setting and achieving goals, whether personal or financial. But while resolutions are easy to make, sticking with them is where the challenge lies. ACC’s Student Money Management Office … Continue reading
December | Shop Smart this Holiday Season
The holidays are just around the corner, and with them comes the excitement of gift-giving and festive celebrations. However, planning for holiday spending is important to stay on budget. ACC’s Student Money Management Office partners … Continue reading
November | Five Reasons for and against Shopping on Black Friday
Black Friday: love it or hate it, there’s no denying it’s one of the most talked-about shopping events of the year. You’re not alone if you’re debating whether to join the masses this year. ACC’s … Continue reading
October | Financial Tips from ACC & UFCU: Setting and Achieving Financial Goals
Whether you’re dreaming of owning a home, planning a vacation, or simply aiming for financial security, these tips can help you turn those dreams into reality. With UFCU’s guidance, learn how to create a solid … Continue reading
September | How to Build Excellent Credit as a College Student
It’s not as hard as it might seem to build excellent credit as a college student. It starts with being responsible about your balances, timeliness, and borrowing power. ACC’s Student Money Management Office partners with … Continue reading